Financial Health Calculators

COBRA Insurance Calculator

Calculate total COBRA continuation health insurance cost after employment ends, given the previous employer's full monthly premium.

Credit Card Rewards Value Calculator

Calculate net annual value of credit card rewards after the annual fee. Enter spend and reward rate to see net rewards value.

Emergency Fund Calculator

Calculate emergency fund target and timeline to reach it from expenses and contributions. Enter months of coverage to see target amount and current gap.

Financial Stability Score

Calculate financial stability score by analyzing income, savings, debt levels, and emergency fund coverage. Measure overall financial health and resilience.

Income Shock Survival Simulator

Calculate emergency fund duration if income completely stopped. Stress-test financial resilience and determine months of expenses covered by savings.

Index Fund vs Active Fund Calculator

Compare index fund vs active fund final wealth over a multi-decade horizon, accounting for the compounding effect of fee drag.

Net Worth by Age Calculator

Compare your net worth against an age-based benchmark from income and current age — see how the maths places you on the curve.

Net Worth Calculator

Calculate your net worth. Sum savings, investments, and property minus mortgage and debts to see your financial position.

Passive Income Goal Calculator

Calculate the capital needed to reach a passive income goal. Enter your target monthly income and yield rate to see the required investment base.

Travel Points Value Calculator

Calculate cents-per-point value from a reward redemption against cash price. Enter points used and taxes paid to see cents per point.

Wealth Percentile Calculator — Where Your Net Worth Ranks

See where your net worth ranks. Compare your wealth against median and top-tier reference values to estimate which percentile you fall into.