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FinToolSuite

Startup & VC Calculators

Cap table, dilution, valuation, and the maths of raising and exiting a startup.

18 free calculators in this category

Angel Investment Return Calculator

Work out what an angel investment returns at exit, after dilution, and see the multiple and annualised return the proceeds imply.

Business Exit Value Calculator

Blend a revenue multiple and a profit multiple into one exit valuation, and see which of the two is doing the work at your margin.

Business Idea Profitability Calculator

Work out the monthly sales volume a business idea needs to cover its fixed costs, from unit revenue, unit cost and monthly overhead.

Business Line of Credit Calculator

Add up what a business credit facility costs: interest on the drawn balance plus the commitment fee on the headroom, and the effective rate that implies.

Business Loan Calculator

Calculate business loan monthly repayment and the cumulative interest paid across the loan's full term at any rate and amortisation length.

Business Protection Calculator

Size key person cover from the profit lost while the role is empty, the cost of replacing it and any business borrowing that would fall due.

Business Valuation Calculator

Value a business on an earnings multiple and on net assets, and see the gap between them. Enter earnings, the sector multiple, assets and liabilities.

Convertible Note Calculator

Work out what a convertible note converts into at the next priced round, from the principal, the valuation cap, the discount and the round valuation.

Equity Compensation Value Calculator

Turn restricted stock, option intrinsic value and share plan discounts into one annual figure that can be compared against a salary.

Employee Stock Purchase Plan (ESPP) Calculator

Work out what an employee share purchase plan discount is worth, from the contribution per period, the share price and the discount offered.

Exit Proceeds Calculator

See what an exit pays a common holding once liquidation preferences are settled first: distributable pool, gross share, preference drag and tax.

SAFE Note Calculator

Work out what a SAFE converts into at a priced round, comparing the valuation cap against the discount and showing the resulting ownership.

SAR (Stock Appreciation Rights) Calculator

Work out what stock appreciation rights pay in cash on exercise, from the grant price, the current share price and how much has vested.

Seller Discretionary Earnings Calculator

Calculate Seller Discretionary Earnings from net income with add-backs for owner compensation, interest, depreciation, and one-off costs.

Startup Equity Calculator

See what a founder's stake is worth after repeated dilution rounds, from starting equity, rounds, dilution per round and exit valuation.

Venture Capital Return Calculator

Model a venture fund from deal count, check size, failure rate and winner multiple, and see the MOIC and annualised return the survivors produce.

Vesting Schedule Calculator

Work out how many units of an equity grant have vested, from the total granted, the vesting period, the cliff length and the months elapsed so far.

Warrant Value Calculator

Value stock warrants two ways: the intrinsic payoff from share price and strike, and the Black-Scholes fair value that includes time value before expiry.

About Startup & VC Calculators

Calculators for 409A valuation, anti-dilution protection, angel investment return, cap table modelling, convertible note conversion, equity compensation value, ESPP, exit proceeds, founder dilution, liquidation preference, pre/post-money valuation, preferred shares, SAFE notes, SAR, startup burn rate / cost / runway / valuation, term sheet analysis, venture capital return, vesting schedules, warrant value. Built for founders modelling their own equity and investors modelling returns.

Frequently Asked Questions

How do SAFE notes convert at the next round?
Standard SAFEs use a valuation cap and discount. At the next priced round, the SAFE converts at the lower of (a) the cap-implied price per share and (b) the discount-applied price. The calculator works through both routes and shows the converted share count.
Why does liquidation preference matter so much?
Liquidation preference determines who gets paid first in an exit. A 1x non-participating preference means investors get their money back OR convert to common (whichever is higher). Multiples and participating preferences (2x, 3x participating) can swallow most of an exit's value before founders see anything — model both before signing a term sheet.

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